Homeowners insurance, like any other type of insurance, is designed to protect you in the event of an accident or disaster. There are two main types of insurance. First party insurance refers to claims about loss of your own property like, for example, in the event of a fire or theft. Third party insurance refers to loss of others’ property (like your son hitting a baseball through a neighbor’s window) or liability for accidents (like as a guest slipping in your shower).
It’s important to remember that an insurance company has certain responsibilities, including the responsibility to evaluate claims and pay out in a reasonable amount of time. If you make a claim against an insurance company and feel that you are not receiving adequate representation, a good homeowners insurance attorney can advocate on your behalf.
Another responsibility of an insurance company is to adequately defend your rights in the event that someone sues you for a claim made to an insurance company. This includes paying for your legal defense. However, if the insurance company fails to properly execute these duties, you have the right to hire a homeowners insurance attorney, either to deal with the insurance company or to take up your defense.
The Law Offices of Steven Brian Davis have over thirty years of experience serving the community of North County, San Diego as a homeowners insurance attorney. We are well-versed in what it takes to interact with insurance companies, and we take the time to build personal, long-term relationships with our clients. This relationship allows us to advocate for your rights in the most comprehensive way possible. For an experienced homeowners insurance attorney, call the Law Offices of Steven Brian Davis to set up a free consultation.
Call The Law Offices Of Steven Brian Davis today: (858) 451-1004